(Protects you in the event of a lawsuit or property damage)
Who is Covered
This program provides protection for the Policyholder against claims of bodily injury
liability, property damage liability, personal and advertising injury liability, and the
litigation costs to defend against such claims.
Coverage is provided up to $1,000,000.00 per occurrence. There is no deductible amount.
Coverage is offered through the Sports and Recreation Providers Association Purchasing
Coverage includes suits arising out of:
Injury or death of spectators
Injury or death of volunteers
Property damage liability
Incidental medical malpractice
All activities related to the event
Ownership, use or maintenance of facilities
General negligence claims
Cost of investigation and defense of claims, even if groundless
Host liquor liability
Additional Insured parties may be added at no charge.
Premium rates begin at*:
$1,000,000 General Aggregate:
$82.50 Premium + $145.00 Administrative Fee
= $227.50 Total
$2,000,000 General Aggregate:
$86.75 Premium + $145.00 Administrative Fee
= $231.75 Total
$3,000,000 General Aggregate:
$91.00 Premium + $145.00 Administrative Fee
= $236.00 Total
$4,000,000 General Aggregate:
$95.50 Premium + $145.00 Administrative Fee
= $240.50 Total
$5,000,000 General Aggregate:
$100.25 Premium + $145.00 Administrative Fee
= $245.25 Total
*Note: Higher premiums may apply in select coverage states.
Please note that a 3% Credit Card Processing Fee will be added to all credit card orders. Credit Card Fee does not apply in FL.
The Optional Coverages
Hired and Non-Owned Automobile Liability Coverage
This liability coverage provides protection for rented, borrowed and other non-owned vehicles operation on Policyholder special event operations during the policy term.
Excess Liability Coverage
This coverage provides additional liability limits increasing the liability coverage per each occurrence.
This option increases the aggregate limit of liability insurance from $1,000,000 to larger amounts.
$5,000 Medical Expense Benefit
This coverage will reimburse an injured spectator or guest for medical and/or funeral expenses incurred as a result of bodily injury or death, regardless of whether you are liable or not.
The General Liability and Accident coverage are provided by
U.S. Fire Insurance Company,
"A" (Excellent) rated by A.M. Best Company.
A member of the Crum & Forster group of companies.
Stratum Insurance Agency LLC